State Premium Watch: Pricing In The New Insurance Marketplaces

Updated on Oct. 1

One of the biggest questions about Obamacare is whether its new consumer protections might lead to higher costs for some people buying coverage on their own — or through small groups — when they purchase it via the online insurance marketplaces that open for enrollment Oct. 1.

A growing number of states have released approved 2014 premiums and other details about individual and small group insurance plans that will available on the marketplaces, also called exchanges. Those rates do not take into account the federal tax credits that many people will be eligible for. In addition, the federal government must give final approval to the plans in September.

Learn More: Five Things To Know About Obamacare Premiums

Some states such as Arkansas, Illinois and New Hampshire have approved their rates but have not released any information about premiums and say they don’t plan to do so until Oct. 1.

States that are running their own exchanges, such as California, provide details about the benefits in each state-approved plan in each region of the state. 

States who have declined to run their own and who will have federally-run exchanges, still must have the premiums approved by the Obama administration. 

The following are links to publicly released data from states that have made their information available. KHN will add links to other states as they are published.

Other Resources: The federal government has released all rates in the 36 states where they federal government is running the exchanges. This chart shows the premium cost of the second-lowest cost silver plan in those states for several age groups. The Kasier Family Foundation has a subsidy calculator that illustrates what subsidies may be available. Finally, in any state, you can find the insurance marketplace for your state and look up rate quotes via the federal government’s healthcare.gov website.

State-run exchanges:

State Premium Watch: Pricing In The New Insurance Marketplaces California: Covered California brochure (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Colorado: Colorado Division of Insurance website
State Premium Watch: Pricing In The New Insurance Marketplaces District of Columbia: D.C. Health Link chart (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Connecticut: Anthem (indiv.) | Anthem (sm. grp.) | ConnectiCare Benefits, Inc. (indiv.) | Healthy CT (indiv.) | Healthy CT (sm. grp.) | United Healthcare (sm. grp.)
State Premium Watch: Pricing In The New Insurance Marketplaces Hawaii: Hawaii Department of Commerce and Consumer Affairs press release
State Premium Watch: Pricing In The New Insurance Marketplaces Idaho: Your Health Idaho website
State Premium Watch: Pricing In The New Insurance Marketplaces Kentucky: Kentucky governor’s office website
State Premium Watch: Pricing In The New Insurance Marketplaces Maryland: Maryland Insurance Administration website
State Premium Watch: Pricing In The New Insurance Marketplaces Minnesota: Minnesota Department of Commerce website
State Premium Watch: Pricing In The New Insurance Marketplaces Nevada: Nevada Division of Insurance website
State Premium Watch: Pricing In The New Insurance Marketplaces New Mexico: New Mexico Superintendent of Insurance chart (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces New York: New York Governor’s Office chart (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Oregon: Oregon Insurance Division website
State Premium Watch: Pricing In The New Insurance Marketplaces Rhode Island: Rhode Island Office of the Health Insurance Commissioner press release (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Vermont: Vermont Health Connect chart (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Washington: Washington State Office of the Insurance Commissioner website

State-federal partnership exchanges:

State Premium Watch: Pricing In The New Insurance Marketplaces Arkansas: Arkansas Health Connector chart (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Delaware: Choose Health Delaware website
State Premium Watch: Pricing In The New Insurance Marketplaces Illinois: State of Illinois press release
State Premium Watch: Pricing In The New Insurance Marketplaces Iowa: Iowa Insurance Division website

Federally run exchanges:

State Premium Watch: Pricing In The New Insurance Marketplaces Florida: Florida Office of Insurance Regulation chart (PDF)
State Premium Watch: Pricing In The New Insurance Marketplaces Kansas: Kansas Insurance Department website
State Premium Watch: Pricing In The New Insurance Marketplaces Maine: Maine Bureau of Insurance website
State Premium Watch: Pricing In The New Insurance Marketplaces Montana: Montana Office of the Commissioner of Securities and Insurance press release
State Premium Watch: Pricing In The New Insurance Marketplaces Nebraska: Nebraska Department of Insurance website
State Premium Watch: Pricing In The New Insurance Marketplaces North Carolina: Average premiums for Blue Cross and Blue Shield of North Carolina plans
State Premium Watch: Pricing In The New Insurance Marketplaces South Dakota: South Dakota Department of Labor and Regulation website
State Premium Watch: Pricing In The New Insurance Marketplaces Utah: Utah Insurance Department memo (PDF)